Mobikwik Shares Surge as Company Posts ₹4 Crore Profit and Revenue Growth in Q3 FY26

StartupTalky News

03 Feb 2026 — 2 min read

Mobikwik Shares Surge as Company Posts ₹4 Crore Profit and Revenue Growth in Q3 FY26

Indian fintech company One MobiKwik Systems has posted a notable turnaround in its financial performance for the third quarter of the 2025-26 financial year (Q3 FY26). After years of losses, the digital payments platform recorded a net profit of ₹4.05 crore, driven by increased revenue and tighter cost management. This development has boosted investor confidence and underscores the growing strength of India’s fintech sector.

The company’s consolidated revenue from operations rose to ₹288.95 crore in the quarter ended December 2025, up from ₹269.48 crore in the same period last year. This growth reflects steady demand for Mobikwik’s payment solutions and financial services. Net profit reversal from a loss of ₹55.28 crore in Q3 FY25 marks a key milestone for the company.

Mobikwik Shares Jump as Investors React to Profit Announcement

The announcement of Q3 results triggered a positive response in the stock market. Mobikwik shares surged over 17% in trading following the earnings release. Analysts say the stock movement reflects investor optimism about Mobikwik’s focus on sustainable profits and growing user base in digital payments.

Market sentiment indicates that investors are encouraged not only by the current earnings but also by the company’s strategy to improve operational efficiency and maintain steady growth. The positive share price movement highlights confidence in Mobikwik’s future performance.

Key Drivers Behind Mobikwik’s Profit Turnaround

Mobikwik’s return to profitability came from effective cost control and steady revenue growth. Key revenue contributors included processing fees, commissions from recharges and payment gateways, and interest income from small-ticket loans.

The company also reduced promotional spending and improved operational efficiency, helping narrow losses and increase net margins. Analysts believe that disciplined execution and cost management have been central to Mobikwik’s Q3 performance.

Fintech Sector Trends Highlight Profitability Focus

Mobikwik’s Q3 profit comes amid a larger trend in India’s fintech sector, where companies are under pressure to balance growth with financial sustainability. While some platforms continue to report losses, Mobikwik’s success shows that disciplined execution and focus on margins can lead to profitability.

Despite the quarterly profit, Mobikwik’s nine-month revenue for the first three quarters of FY26 was slightly lower than last year, highlighting ongoing challenges. Analysts stress that consistent execution in upcoming quarters will be essential to maintain momentum.

Implications for Users and the Indian Digital Payments Market

For users, Mobikwik’s profit signals a healthy digital payments ecosystem in India. The company’s improved financial position may allow further investment in technology, user experience, and merchant partnerships.

For the fintech market, Mobikwik’s results demonstrate that digital payments companies can move from loss-making to profit-making phases. The performance may encourage confidence among investors and other stakeholders while reinforcing the growing significance of India’s digital financial services.