MoneyAse Secures Pre-Seed Funding from Global Angel Investor to Scale Responsible Credit Solutions

MoneyAse, a Bengaluru-based fintech building a next-generation credit platform for India’s underserved and emerging borrowers, has raised its first pre-seed funding round. The investment comes from a Hong Kong-based strategic angel investor who has chosen to remain anonymous.

The cross-border capital infusion marks a key milestone for MoneyAse, signalling global confidence in the company’s mission to reshape personal and small-business lending through transparent, technology-led and responsible credit practices.

Commenting on the announcement, Dipak Shaw, Founder of MoneyAse, said, “This investment is a powerful validation of our vision to build a transparent, responsible and technology-driven credit ecosystem for India. It strengthens our commitment to empowering SMEs, women entrepreneurs and gig workers — borrowers who are often overlooked by traditional credit systems. We are deeply grateful to our investor for believing in what we are building.”

MoneyAse aims to simplify the borrowing experience for emerging consumers through robust credit evaluation, compliant processes and intuitive technology. The company is focused on closing long-standing gaps in credit access by offering fast, inclusive and reliable financial solutions.

The fresh capital will enable MoneyAse to:

• Accelerate the development of its next-generation lending technology
• Strengthen its credit, compliance and risk-monitoring infrastructure
• Expand its core team across technology, credit analysis and operations
• Launch innovative, customer-first credit products tailored for underserved segments

MoneyAse counts Future Relevant Consulting LLP and Dr. Rajiv Dalmia as early strategic angels and partners, while Manisha D, an early investor and entrepreneur, now serves as a Director at MoneyAse.

Shaw added: “Securing support from an international industry veteran is much more than capital — it’s a strong vote of confidence in the Indian credit story and in our approach to building responsibly. The road ahead is long, but this milestone propels us toward our mission of making responsible credit accessible for millions.”

As MoneyAse prepares for its next phase of growth, the company is opening doors to collaboration across the fintech, lending, NBFC and credit-tech ecosystem.