WhatsApp Pay Available For Indian Users: All You Need To Know

Facebook Inc has finally launched WhatsApp Payments service in India, after years of struggle to bag a permit to run the service in India. WhatsApp Pay finally got the approval for the roll-out in the country and is available for all iOS and Android users.

“Starting today, people across India will be able to send money through WhatsApp. This secure payment experience makes transferring money just as easy as sending a message. People can safely send money to a family member or share the cost of goods from a distance without having to exchange cash in person or going to a local bank," WhatsApp mentioned in a blog.

The US social media giant WhatsApp can gradually expand its UPI base starting with as many as 20 million users. Facebook has been testing WhatsApp payments in India since early 2018 and has designed  its payments feature in partnership with the National Payments Corporation of India (NPCI).

WhatsApp Payments
WhatsApp Payments

“To send money on WhatsApp in India, it’s necessary to have a bank account and debit card in India. WhatsApp sends instructions to banks, also known as payment service providers, that initiate the transfer of money via UPI between sender and receiver bank accounts,” WhatsApp said.


Facebook Decides To Charge WhatsApp Business To Boost Revenue
Facebook shops were launched with an expectation to re-boot e-commerce infrastructure using a messenger app in COVID [/tools-employed-ecommerce-sector-post-covid19/]-hit economic climate and support businesses big and small worldwide. However, the initiative which enables purchases directly from a W…

WhatsApp Pay has also collaborated with five leading banks in India which also includes Axis Bank, the State Bank of India, ICICI Bank, HDFC Bank and Jio Payments Bank.

According to media reports, WhatsApp will make users enter UPI Pin for every payment. The company has said that “Payments is designed with a strong set of security and privacy principles”.

How to set up WhatsApp Pay:

In order to start using the WhatsApp Payments service on your mobile phones, you need to follow these simple steps:


WhatsApp To Offer In-Chat Purchases Via Facebook Shops
In a bid to boost revenue and e-commerce infrastructure across the company, Facebook Inc has announced that the popular WhatsApp, messaging app would start to offer in-app purchases and hosting services. WhatsApp [/whatsapp-business-versus-whatsapp/] has around 50 million business customers worldwid…

  1. Update your WhatsApp on Play Store to get the Payments feature
  2. For Android: Open the chat window and click on the three vertical dots on the top right
  3. Tap on the Payments option
  4. Open the Payments window, click on Add new payments method
  5. Tap on accept and continue to proceed further
  6. You will be taken to a new window with a list of banks that have partnered with WhatsApp
  7. Select the bank from the list and verify the account using the phone number. Also, use the number that is registered with the bank
  8. Click on allow to let WhatsApp verify your account and send texts to authenticate
  9. Once you enter the number, WhatsApp will verify with your bank and set up the payment.

10. Hit done and access your Payments page.

How to send money on WhatsApp:


The Insider’s Guide to WhatsApp Business | How WhatsApp Business Works
WhatsApp is not just for staring at memes, chats and watching stories of your contacts. You can use WhatsApp for a better reasons. Back in the old days, entrepreneurs used their personal WhatsApp for engaging with their customers. Seeing this, WhatsApp launched its dedicated version of WhatsApp bu…

  1. Choose the contact you want to send money to, In the chat window, tap on the clip icon.
  2. Choose the rupee icon, Enter the amount you want to send along with a note if need be.
  3. Enter your UPI Pin to process the transaction.
  4. Wait till you get a confirmation message on your chat window.
Author image

About Tanusha Verma

  • Uttarakhand
You've successfully subscribed to StartupTalky
Great! Next, complete checkout for full access to StartupTalky
Welcome back! You've successfully signed in.
Success! Your account is fully activated, you now have access to all content.
X