Businesses You Can Start With Rs. 1 Lac Investment [50+ Ideas]

A large majority of us want to start our own business some time. However, risk aversion turns people apprehensive about starting their own venture. A business idea is usually a means for side income, where one prefers to delegate the work to others rather than wasting his or her time and efforts. However, not everyone can afford to begin with a huge capital investment. But a 1 lac investment is something a person normally can afford to invest to start their business. Even you may have come up with the question in your mind that what business can I start with 100000?

There are a lot of small businesses one can start with an investment as low as INR 1 lac. This list contains all the business ideas that you can start with just INR 1,00,000 and generate profits. These businesses are viable options for a source of side income with minimum manual intervention once they are in full swing.

You may also like: 56 Startup Ideas with Low Investment and High returns

Business Ideas Requiring A Capital of INR 100000

Cab Fleet


You can buy a used car or a couple of bikes under Rs. 1 lac, register them with Ola, Uber, Rapido, and other on-demand cab services. Then you need to hire some people to drive the cab for you. Even after the necessary deductions like paying the driver's salary along with the maintenance expenditures, you'll still end up with a good profit.

Home Automation Services

Speech recognition devices Amazon Alexa or Google Home have become common in today's homes. With some knowledge of electronics and coding, you can help people pair their home appliances with speech recognition devices. This would allow them to control devices and appliances by giving commands to the speech device. One needs to purchase electronic equipments and hire a few talented guys to take care of the programming and configuration part.

T-Shirt Printing

There's a constant need for custom designed uniform with logos and pictures. As a reult, T-Shirt Printing is a lucrative business that one can pursue. You can help customers by printing their required designs and logo on T-shirts. For that, you'll have to invest in a good T-shirt printing machine. There are many affordable machines available in the market, starting for as low as Rs. 50,000. If it sounds expensive, one may rent the machine from someone on a monthly basis or longer and once the business turns profitable, the venture owner could buy his own machine. With the constant growth of social media influencers, this business is in high demand at the moment. And there's no dearth of offline opportunities as well. Many T shirt startups are already doing very great in this industry.

Investment Business


If you have knowledge about trading and investing, you can provide the service of handling people's money and generating profit for them through the share markets. But to take off with this idea, one will need to demonstrate the knack for making successful predictions and trades in the market because people believe only when they see. Moreover, it requires immense trust to hand over one's hard earned money to someone else. So, start by investing money for relatives and friends, turn them into success stories and then aim for the big fish! You can start your own investment company in the future with this business idea.

Also read: Best Fintech Startups in India

Stationery Store Startup

You can open a stationery store and cater to new startup offices since they require a lot of stationery related items like pen, paper, markers, etc. Serve them the  best quality stationary products at reasonable prices. You can also partner with schools and coaching centres to establish your presence there. Subsequently, students will come only to you for stationery needs and connectivity with your main store means shortage of supplies can immediately be taken care of. You will need to build an effective transport network for connectivity between the main warehouse/store and your franchises to meet any urgent delivery request. A home delivery facility will only attract more customers. This business idea can be easily started with Rs. 1 lac and can be scaled as a good startup if done with the best practices.


Canteens are no less than a necessity in public places such as parks. Even hospitals and office spaces are known for the crowd they bring. You can lease a space in such locations and start a canteen there. Start with limited options like Tea, coffee and biscuits. If there's a growth in your customer base, you can then increase the options offered. Once the entire business is in motion with windfall profits, you can then think of expanding the canteen chain.

Custom Gifts


According to Asianage, the gifting industry in India is expected to reach $84 billion by the year 2024. The current worth of the industry is $65 million. The millenials have contirbuted significantly to the rise in gifting culture. Starting a personalised gifting business can prove to be a profitable business. All you need is creativity and innovation by creating awe-inspiring photo frames, custom coffee mugs, etc. Test your initiative on your acquaintances and see what they think of custom gifting as a customer. You can also distribute samples with your information alongside for promotional reasons. Closing a deal with corporate offices, especially during the festive season, is also a good idea for marketing.

Also read: Corporate Gifting Ideas for Diwali

Professional Cameras on Rent

Social Media platforms like Instagram and Facebook have ushered in a new era, one where everyone's crazy about selfies and videos. By the time you'd be done reading the previous sentence, hundreds of thousands of pictures must have been uploaded online. People are desperate for good quality images and videos. They need excellent cameras for that. You can buy a high-end camera that easily ranges between Rs. 50,000 to 80,000 and rent it to people on an hourly basis. If you can invest in a good quality drone with camera provide instructions on its usage, nothing like it. You can easily command more than Rs. 1000 per hour as people are willing to pay astronomical amounts for those precious drone clicks!

Xerox & Printing

Although everything's online now, requirements like photocopying and scanning shall never fade away. You can buy a xerox machine and start a business near a coaching centre, college, or offices. It is the best scalable business startup idea if done right.

Also read: How to make money online

Juice Shop

With the Millenials (and everyone in general!) moving towards a healthier lifestyle, juice shops are the place to go after that intensive workout. Be it fruit juice or protein shake, juice shops are a favorite for many. Starting a juice shop business near a jogging park, fitness centres or in a commercially bustling area stands a good chance of making money. If you cannot find any such place, you can always start with a movable setup like using your car and parking it near a jogger's area every morning. All you need to start this business is a good juicer, fruits and necessary permission for your venture. All the inventories can be bought under 50,000 rupees. You can use the other Rs. 50,000 from your 100000 investment, to market your shop. You may have to seek police consent and those of the concerned authorities. Target residential socities, if possible. As more and more people throng to your shop, you'll get an idea and insight of their preferences and thus come up with even better offerings. So, it is one of the most promising business idea you can start in 1,00,000.

Food Corner


Some eat to live while others live to eat. All in all, a Food Corner has all the ingredients of a profitable business. Aim for affordable meals so that people from all walks of life have something to consume at your joint. Since we're talking about businesses under 100000, start with a stall type of setup. Talk to the southern meals and MOMO vendors you find on roads to understand how they work. This is the one of the best business you can start with 100000 as food will never go out of trend.

Also read: How to market a restaurant

Homework Help Services

There are many students who would pay to get some help for their homework. You can start Homework/Assignment consultation service online. Students can call you to get some help regarding their assignment and you can charge them on hourly basis. You can target hostels and colleges for this business. This is the best business idea if you are a study nerd as it can be start with a very little money. The only investment will be in the form of internet and your device.

Game Parlour

The gaming industry is witnessing a boom. The current value of the Gaming Industry in India is $850 million and it is growing at a rate of 14.3% every year. If you think people in your locality are into mobile or PC gaming, you can buy a few high-end mobile phones and PCs and set up a game parlour. Many people want to play high performance mobile games but don't have compatible phones. There's tremendous opportunity in mobile lending. Apart from the money you will make from the games, you can sell snacks in the parlour for some extra cash.

Used Car Dealership

There are many people who prefer to buy used cars in good condition. They buy a used car, drive it for a year or two, sell it, and buy another used car. You can start a used car dealership and find customers easily. All you need is a used car, have it repaired and find a buyer. If you can add some value to the car in modification, people will be ready to buy it on higher price too. Start your business by scouting for a used car that can be purchased and enhanced in 1 lakh budget. Many people like to buy used cars and change it in a short period of time. Hence, it is a good business idea with low investment in India.

Driving School

Driving school was and continues to be in the market. It is still a good business that mints money as the number of driving licenses issued every year burgeon. For a driving school, you need a good marketing plan as you cannot target specific people as customers. You will have to use the traditional channels of advertising like newpsaper and pamphlets. Social media marketing can also work for acquiring customers.

Some more business ideas you can should know about:

  • Affiliate marketing
  • Blogging
  • Resume writing
  • Article writing
  • Short story writing
  • Content writing
  • Web designer
  • Graphic designer
  • Interior designer
  • Fashion designer
  • Online store
  • Bookstore
  • Mini shop
  • Fashion store
  • Babysitting
  • Courier shop
  • Craft store
  • Bakery
  • Online advertising
  • Dancing school
  • Music school
  • Consulting business
  • Real estate agency
  • Travel agent
  • Fitness trainer
  • Career guide
  • Tutoring
  • Web maintenance service
  • Event manager
  • SEO Consultant
  • Amazon seller
  • YouTuber
  • Podcasting
  • E-book writing
  • Laundry shop
  • Paper bag making
  • Decorator
  • Tailor
  • Cleaning service
  • Plumbing service
  • Home renovation service


These business ideas might be small as they only need Rs. 1 lac investment, but the sky is the limit. Once you establish your foot with these initiatives you can easily scale the business to any any level. Focus on marketing and the business model's correct execution. You may not see overnight results so hold your horses and be patient. I don't think you will now ever ask anyone that what business can I start with 100000 of investment.

If you know any other business ideas which can be started under 1 Lac, please let us know in the comments.

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About Shubham Kumar

Founder @StartupTalky. IIT KGP grad. Learner. Dedicated to the service of the startup Ecosystem. Love meeting people. Let's connect -
  • Bangalore