Celebrities With Expensively Insured Body Parts
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It's no secret that when it comes to celebrities, controversy often follows them wherever they go. From bizarre obsessions to strange habits, these A-listers are no strangers to making headlines for all the wrong reasons. Some of them have even gone to great lengths to pamper their pets, like buying mansions for their furry friends or indulging their children in candy-filled rooms. And if that wasn't enough, some have even claimed to have ghost-dictating machines in their homes! But it's not just their unusual habits that make headlines.
In these times where appearance and talent are inextricably linked to success, it's no surprise that celebrities go to great lengths to protect their most valuable assets – their bodies. While the concept of insuring body parts may seem bizarre to the average person, it's a strategic move for those whose livelihoods depend on their physical attributes. From vocal cords that produce chart-topping hits to legs that grace magazine covers, these celebrities have taken out hefty insurance policies to safeguard their most prized possessions.
In this blog, we'll take a closer look at some of the most expensive insured body parts by celebrities and explore the reasons behind these massive price tags. So, let's get started!
The Rationale Behind The Same
The reasoning behind this peculiar practice is quite straightforward. A career-altering injury could potentially cost a celebrity millions in lost revenue, endorsement deals, and future earnings. Through insurance of their most valuable body parts, they're essentially creating a financial safety net should the unthinkable occur. It's a calculated risk management strategy that allows them to pursue their passions without the constant fear of a life-altering setback.
The OGs of Body Part Insurance
While the practice may seem like a modern-day phenomenon, the concept of insuring body parts has been around for decades. In the 1920s, silent film clown Ben Turpin famously insured his cross-eyed gaze, fearing that if his eyes were to become uncrossed, his career would be over. This set the stage for a trend that would continue to gain traction in the years to come.
List of Celebrities With the Most Expensive Body Part Insurance
The Iconic Voices That Demand Protection
Legs That Stand The Weight Of A Thousand Campaigns
- Heidi Klum's Million-Dollar Stems
- Rihanna's Award-Winning Gams
- David Beckham
- Christiano Ronaldo
- Taylor Swift
Insuring The Hands Because They Matter
Tresses Insurance Is A Thing Too?
Insuring The Body Parts – Glamour Thing?
- Dolly Parton's Iconic Assets
- Holly Madison's Million-Dollar Bust
- Jennifer Lopez
- David Lee Roth
- Daniel Craig
The Business Behind the Bizarre
- Lloyd's of London: The Epicenter of Celebrity Body Part Insurance
- The Financial Implications of Body Part Insurance
The Iconic Voices That Demand Protection
Mariah Carey's Multimillion-Dollar Vocal Cords
| Celebrity Name | Mariah Carey |
|---|---|
| Date of Birth | March 27, 1969 |
| Profession | American singer, songwriter, record producer, and actress |
| Body Part Insurance | Voice and Legs |
| Amount | $35 million each |
Mariah Carey, an American singer and entertainer from New York, was born on 27 March 1969. Carey has won five Grammy Awards, nineteen World Music Awards, ten American Music Awards, and the famous Billboard Music Award fifteen times.
Mariah Carey is one of the many celebrities who have insured their body parts for millions of dollars. In 2016, the elusive chanteuse reportedly took out not one but two $35 million insurance policies – one for her legendary vocal cords and another for her statuesque legs. With a career spanning over three decades and a string of chart-topping hits, it's no wonder Carey wanted to ensure her most valuable assets were protected.
Bruce Springsteen's Gritty, Gravelly Tones
| Celebrity Name | Bruce Springsteen |
|---|---|
| Date of Birth | September 23, 1949 |
| Profession | American Singer, Songwriter, and Musician |
| Body Parts Insurance | Vocal Cords |
| Amount | $6 million |
Bruce Springsteen is a singer, composer, and music director who has been entertaining audiences with his unique blend of rock and folk music for over four decades. He is originally from America. He won a band called "E-street." He has won 20 Grammy Awards, a Special Tony Award, 1 Academy Award, and 2 Golden Globe Awards.
The Boss, as he's affectionately known, reportedly insured his voice for a staggering $6 million with Lloyd's of London. With a career that has spanned six decades and a distinctive voice that has become a trademark of his sound, it's easy to see why Springsteen would want to secure his most valuable asset.
Legs That Stand The Weight Of A Thousand Campaigns
Heidi Klum's Million-Dollar Stems
| Celebrity Name | Heidi Klum |
|---|---|
| Date of Birth | June 1, 1973 |
| Profession | German-American Model, Television Host, Producer, Businesswoman |
| Body Parts Insurance | Legs |
| Amount | $2.2 million |
Supermodel and television personality Heidi Klum is no stranger to the world of body part insurance. During her time as a spokesperson for Procter & Gamble's Braun shavers, her legs were insured for a whopping $2.2 million by London's Phillips De Pury and are one of the most expensive insured legs. However, there was a slight discrepancy in the value of her legs – her left leg was insured for $200,000 less than her right due to a scar she sustained from a glass injury.
Rihanna's Award-Winning Gams
| Celebrity Name | Rihanna |
|---|---|
| Date of Birth | February 20, 1988 |
| Profession | Singer and Businesswoman |
| Body Parts Insurance | Legs |
| Amount | $1 million |
In 2007, Rihanna won the Venus Breeze "Celebrity Legs of a Goddess" Award, prompting her to insure her enviable pins for a cool $1 million. The Barbadian singer's decision to protect her legs was a savvy move, considering her status as a fashion icon and the importance of her physical appearance in her line of work.
David Beckham
| Celebrity Name | David Beckham |
|---|---|
| Date of Birth | May 2, 1975 |
| Profession | Retired Footballer |
| Body Parts Insurance | Legs, Feet, Toes |
| Amount | $195 Million |
David Beckham is a retired English professional footballer, also known as soccer in some parts of the world. He was born on May 2, 1975, in London, England, and began his football career at a young age, joining the Manchester United youth team at age 14. He also founded the "David Beckham Football Academy" in London as well as Los Angeles.
Apart from football, Beckham also became a Goodwill Ambassador with a special focus on UNICEF's sports for development program. Other than that, Beckham is visible as an actor in a few films. He is also the brand ambassador of many leading brands.
In his case, it's his legs that are the most valuable asset. To protect his legs, Beckham reportedly took out an insurance policy worth $70 million. The policy covers any damage to his legs or any other unforeseen circumstances that could prevent him from playing football in the future.
In addition to his legs, David Beckham has also reportedly insured his whole body for $195 million. This policy covers him for any accidents or injuries that may occur while he's playing sports, but also while he's traveling, driving cars, or participating in other activities.
Christiano Ronaldo
| Celebrity Name | Cristiano Ronaldo |
|---|---|
| Date of Birth | February 5, 1985 |
| Profession | Footballer |
| Body Parts Insurance | Legs |
| Amount | $144 Million |
Cristiano Ronaldo, a professional football player from Portugal, is the captain of the Portugal national team. He was born on 5 February 1985, in Madeira, Portugal, and began his football career at a young age, playing for local teams before joining the Sporting CP youth team.
In 2021, Ronaldo was ranked 3rd among the highest-paid athletes by Forbes Magazine. He has a fashion bouquet named "CR7" in Madeira, Portugal. He also wrote his biography, "Moments" in 2007. There are two documentary film shoots on his life. There is a statue and an international airport which has his name in Madeira, Portugal. He is also the brand ambassador of many leading brands.
As he is one of the star players of the "Real Madrid" team, he has insured his legs, which are his most valuable asset, for a substantial amount of money. Though the exact amount of the policy is not known, reports suggest that it could be worth anywhere between $100 million and $144 million.
In addition to his legs, Ronaldo is also rumored to have insured his entire body for $200 million, which would cover him for any accidents or injuries that could occur while he's playing sports or participating in other activities.
Taylor Swift
| Celebrity Name | Taylor Swift |
|---|---|
| Date of Birth | December 13, 1989 |
| Profession | American Singer and Composer |
| Body Parts Insurance | Legs |
| Amount | $40 Million |
Taylor Swift is an American singer and composer. Most of her songs are from her real-life experiences. She won the prestigious Grammy Award eleven times. She is known as the "youngest musician" to win the Grammy. She won it at the age of 20.
Other than Grammy, she has also won Emmy Awards, thirty-two American Music Awards, and eight Academy of Country Medal Awards. Besides, she has also won twenty-five Billboard Music awards. Due to this, she became the first female singer to win a Billboard Award so many times.
When it comes to body part insurance, Taylor Swift has reportedly insured her legs for $40 million, $20 million per leg in 2015. Protecting her legs with insurance is a smart business move that ensures she can continue to perform at the highest level without the risk of financial loss if an injury were to occur.
That Smile Is Worth Millions
Julia Roberts' Megawatt Grin
| Celebrity Name | Julia Roberts |
|---|---|
| Date of Birth | October 28, 1967 |
| Profession | American Actress and Producer |
| Body Parts Insurance | Smile |
| Amount | $30 million |
Julia Roberts, one of the celebrities, is an actress and a producer in Hollywood movies. She has won many awards, especially the most prestigious "Academy Award" as an actress.
However, other than acting, Julia Roberts also gave her time and money to UNICEF. In 1995, she asked UNICEF whether she could come and work for them; she also had done many charitable works throughout her life. In 2000, she narrated a documentary film, "Silent Angels." The film was about Ree Syndrome, a neurodevelopmental disorder.
Julia Roberts' smile is arguably one of the most recognizable in Hollywood, and it's no wonder the actress has taken steps to protect it. According to reports, Roberts has insured her famous smile for a staggering $30 million. With a career that has spanned decades and a face that has graced countless magazine covers, it's a wise investment for America's Sweetheart.
America Ferrera's Insured Pearly Whites
| Celebrity Name | America Ferrera |
|---|---|
| Date of Birth | April 18, 1984 |
| Profession | Actress, Director and Television Producer |
| Body Parts Insurance | Smile |
| Amount | $10 million |
In 2006, the GlaxoSmithKline brand Aquafresh took out a $10 million insurance policy with Lloyd's of London on America Ferrera's smile. The policy was part of a program to raise money for "Smiles for Success," a nationwide organization that provides free dental care for women transitioning from welfare to work. Ferrera, known for her role in the hit show "Ugly Betty," was flattered by the gesture, stating, "It's not something that I ever imagined happening."
Gene Simmons
| Celebrity Name | Gene Simmons |
|---|---|
| Date of Birth | August 25, 1949 |
| Profession | Musician, Singer, Songwriter, and Actor |
| Body Parts Insurance | Tongue |
| Amount | $1 Million |
Gene Simmons is an Israeli American singer and music director. He is also known as "The Demon". His birth name was "Chain Witz". For a better singing career, he changed his name. He had founded a rock band called, "Kiss".
There is a city named after him in Texas. In 2012, he received the award of the "Golden God."
However, he had insured his tongue for $1 million. His tongue is one of the signatures of his band. So, he decides to insure it.
Insuring The Hands Because They Matter
Keith Richards' Legendary Digits
| Celebrity Name | Keith Richards |
|---|---|
| Date of Birth | December 18, 1943 |
| Profession | English musician, Songwriter, Singer, and Record producer |
| Body Parts Insurance | Hands |
| Amount | $1.6 million |
As the lead guitarist of the Rolling Stones, Keith Richards knows that his hands are his most valuable assets. That's why the rock legend took out a $1.6 million policy through Lloyd's of London to insure his guitar-playing digits. In an interview with Fortune, Richards flashed his hands and said, "These are the business," demonstrating the importance of protecting the very tools that have helped him create some of the most iconic riffs in music history.
Jeff Beck's Culinary Mishap and Costly Remedy
| Celebrity Name | Jeff Beck |
|---|---|
| Date of Birth | June 24, 1944 |
| Profession | English Guitarist |
| Body Parts Insurance | Fingers |
| Amount | $1 million |
While Keith Richards took a proactive approach, fellow guitar legend Jeff Beck learned the hard way about the importance of insuring his fingers. In 2009, Beck was involved in a kitchen accident that nearly cost him his career. While cutting carrots for a stew, the knife slipped, chopping off the tip of his left index finger. Thankfully, a trip to the hospital saved his finger and his career, but the incident prompted Beck to insure each of his fingers for a staggering $1 million.
Tresses Insurance Is A Thing Too?
Troy Polamalu's Million-Dollar Mane
| Celebrity Name | Troy Polamalu |
|---|---|
| Date of Birth | April 19, 1981 |
| Profession | American Football Player |
| Body Parts Insurance | Hair |
| Amount | $1 million |
In the world of sports, it's not just physical abilities that are insured – sometimes, it's the very hair on an athlete's head. Troy Polamalu, the former strong safety for the Pittsburgh Steelers, is famous not just for his prowess on the field but also for his luscious locks. When Polamalu became a spokesperson for Procter & Gamble's Head & Shoulders shampoo, the company took out a $1 million policy with Lloyd's of London to insure his iconic mane.
Insuring The Body Parts – Glamour Thing?
Dolly Parton's Iconic Assets
| Celebrity Name | Dolly Parton |
|---|---|
| Date of Birth | January 19, 1946 |
| Profession | American Singer-songwriter, Actress, and Philanthropist |
| Body Parts Insurance | Breasts |
| Amount | $600,000 |
Dolly Parton's curves are as legendary as her music career, and the country singer took steps to protect her most famous assets – her breasts. Parton reportedly insured her 40DD bust for a whopping $600,000, with each breast valued at $300,000. While the claim has been refuted by the singer herself, it's proof of the lengths some celebrities will go to safeguard their most valuable physical attributes.
Holly Madison's Million-Dollar Bust
| Celebrity Name | Holly Madison |
|---|---|
| Date of Birth | December 23, 1979 |
| Profession | American television personality |
| Body Parts Insurance | Breast |
| Amount | $1 million |
Another celebrity who has taken out an insurance policy on her bust is Holly Madison, the former girlfriend of Hugh Hefner and star of the reality show "Holly's World." In anticipation of her topless starring role in the Las Vegas show "Peepshow," Madison took out a $1 million insurance policy on her breasts with Lloyd's of London. As she explained to People magazine, "If anything happened to my boobs, I'd be out for a few months and I'd probably be out a million dollars, I thought I'd cover my assets."
Jennifer Lopez
| Celebrity Name | Jennifer Lopez |
|---|---|
| Date of Birth | July 24, 1969 |
| Profession | American Singer, Actress, Dancer, and Producer |
| Body Parts Insurance | Buttocks |
| Amount | $27 Million |
Jennifer Lopez, also known as J-Lo, is an American singer, actress, dancer, and producer. She was born on July 24, 1969, in New York City and rose to fame in the 1990s as a dancer and actress. She is also known for her successful music career, with hit songs such as "On the Floor" and "Jenny from the Block."
She was awarded the Legend Award from the "World Music Award." She stood out to be the first Latin American Woman to have won the award by billboard for her contribution to music.
She has insured her famous buttocks for $27 million. Her curvaceous figure has become a defining feature of her brand, and she has even been nicknamed "J-Lo" as a result.
Pratyusha Srivastava
David Lee Roth
| Celebrity Name | David Lee Roth |
|---|---|
| Date of Birth | October 10, 1954 |
| Profession | Musician, Singer, Songwriter, and Actor |
| Body Parts Insurance | Sperm |
| Amount | $1 Million |
David Lee Roth is an American singer, composer, and radio personality. He won a band called "Hard Rock." Initially, he was the main lead of a band called "Van Hallen". Then, he started his solo singing career. But, after some time, he returns to the band.
However, in 1980 his band was on high ranking. Hence, to secure the band name, David insured his sperm for $1 Million. So, he couldn't accidentally impregnate any member.
Daniel Craig
| Celebrity Name | Daniel Craig |
|---|---|
| Date of Birth | March 2, 1968 |
| Profession | Actor |
| Body Parts Insurance | Full Body |
| Amount | $9.5 Million |
Daniel Craig also known as "James Bond" is an English actor. He is famous for his "James Bond" film series. Craig has also appeared in numerous other films and television shows throughout his career, including "The Girl with the Dragon Tattoo," "Layer Cake," and "Knives Out." He has received many awards and also stood on the nomination list for the British Academy Award.
Daniel had insured his entire body for $9.5 Million. He had been doing stunts for his film series "James Bond" for so many years. So as for safety, he has done a full-body insurance policy.
Mahenoor Mansuri
The Business Behind the Bizarre
Lloyd's of London: The Epicenter of Celebrity Body Part Insurance
When it comes to insuring celebrity body parts, one name stands out above the rest: Lloyd's of London. The world's leading market for specialist insurance, Lloyd's has become the go-to destination for celebrities seeking to protect their most valuable assets. From Mariah Carey's vocal cords to Keith Richards' hands, Lloyd's has penned some of the most peculiar and lucrative policies in the industry.
The Financial Implications of Body Part Insurance
While the concept of insuring body parts may seem outrageous to some, it's a savvy business move for those whose livelihoods depend on their physical attributes. A career-altering injury could potentially cost a celebrity millions in lost revenue, endorsement deals, and future earnings. By taking out an insurance policy, they're essentially creating a financial safety net that allows them to pursue their passions without the constant fear of a life-altering setback.
Conclusion
These celebrities have an ample amount of bank balance. But, there is nothing wrong with insuring their body parts for better safety. As they are public figures, their safety always comes as the priority for the brands they endorse and for people who gave them so much love and appreciation for their work.
Overall, the trend of celebrities insuring their body parts is likely to continue, as the importance of physical appearance and ability in the entertainment industry shows no signs of slowing down.
As long as celebrities rely on their physical attributes to earn a living, they'll seek to protect their most valuable assets – whether it's a set of vocal cords that produce chart-topping hits, a pair of legs that grace magazine covers, or a smile that sells millions. While the concept may seem bizarre to the average person, for these stars, it's a calculated risk management strategy that allows them to pursue their passions without the constant fear of a life-altering setback. Liked this content piece? Well, we have more of it at StartupTalky. Do, give us a read and till then – keep thinking and keep talkying!
FAQs
Who has the most expensive insured body part?
Celebrities' expensively insured "Body Parts" are:
- Mariah Carey's legs
- David Beckham's legs
- Cristiano Ronaldo's legs
- Julia Roberts' smile
- Jennifer Lopez's butt
- Taylor Swift's leg
- Daniel Craig's body
- Bruce Springsteen's vocal cords
- Gene Simmons' tongue
- David Lee Roth's sperms
- Heidi Klum
- Rihanna
- America Ferrera
- Keith Richards
- Jeff Beck
Who was the first to insure a body part?
Ben Turpin - the silent film actor of the 1920s was the first to insure his body parts. He insured his eyes for $25,000.
Why do insurance companies insure celebrities' body parts?
Body parts insurance offers financial cover and protects a celebrity's body parts. The insurance supplements their livelihood if a body part is damaged, injured, or lost.
What are some of the most commonly insured body parts among celebrities?
Among celebrities, the most commonly insured body parts include vocal cords, legs, hands, and fingers. These body parts are typically insured for millions of dollars, as they are essential to the celebrity's ability to perform and generate income.
What happens if a celebrity's insured body part is damaged?
If a celebrity's insured body part is damaged, they can file a claim with their insurance company to receive compensation for any financial losses they incur as a result. This can include lost income, medical expenses, and other related costs.
Are there any restrictions on what body parts can be insured?
There are typically no restrictions on what body parts can be insured, as long as they have a significant financial value and are essential to the individual's ability to generate income.
Which famous musician insured a body part for a whopping $1 million?
One of the most famous cases is Bruce Springsteen, who insured his voice for $6 million. However, someone who insured a specific body part for around $1 million, would be Dolly Parton, who insured her iconic bust for that amount.
Who insured their legs for 40 million dollars?
Taylor Swift insured her legs for $40 million, $20 million for each leg.
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