Savings tips, loan guides, insurance basics, wealth management, and personal investment advice.
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Dr. Aniruddha Malpani is an IVF specialist, patient advocate, author and angel investor. Learn about his age, education, medical career, Malpani Ventures, investments, books, family and latest work in 2026.
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Getting your documents right before applying for a home loan can save time and reduce the chance of delays. Lenders verify four things: your identity, your income or business, your banking activity, and the property you plan to finance. The exact list differs depending on whether you are salaried or
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GST invoices must follow Rule 46 of the CGST Rules, 2017, which specifies 16 mandatory fields. Missing or incorrect details can invalidate the invoice, block the buyer’s ITC claim, and lead to penalties. Here’s a practical guide to every required field and common errors.
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GSTR-3B is the return where GST-registered businesses declare their total sales, claim input tax credit, and pay the net tax due every month. Explore how to file it in this step-by-step guide for Indian businesses.
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GSTR-1 is where every GST-registered business reports all its sales to the government, invoice by invoice. What you file here flows into your buyers' credit statement. Miss an invoice or enter a wrong GSTIN and your buyer loses their ITC. Here is the full process, table by table, step by step.
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India's stock broking market rebounded in June 2026, with active NSE clients rising to 4.42 crore. While Groww retained its lead, Zerodha and Angel One lost clients as newer players like Dhan and Sahi gained ground. Here's what the latest data reveals about the industry's changing dynamics.
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Section 269ST says no person can receive INR 2 lakh or more in cash from one person in a day, for one transaction, or for one event. The penalty is 100% of the cash received, and it falls on the receiver, not the payer. Three triggers, real examples, and what businesses most commonly get wrong.
* Features a comprehensive suite of DIY and Expert-Assisted filing options tailored for all income levels. * Users receive a JioPoints benefit worth up to 25% of their filing fees, redeemable for brand vouchers and exclusive deals. In this tax filing season, JioFinance has brought back its highly popular tax planning
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A regular GST invoice and an e-invoice look identical on paper. The difference is what happens behind the scenes. If your business crosses a certain annual sales figure, every B2B invoice you raise has to be registered with the government before you send it to your buyer. That registration
JioBlackRock Asset Management has launched the Prism Hybrid Long-Short Fund, a Specialized Investment Fund (SIF) offering an actively managed long-short strategy across equity, debt, derivatives, REITs, InvITs and more. The NFO is open from June 29 to July 13, 2026.
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India's mutual fund AUM held steady at Rs 81.58 lakh crore in May 2026 as SIP contributions rose 16% year-on-year to Rs 30,954 crore. Here is a full breakdown of equity inflows, debt outflows, and what the AMFI data signals for the road ahead.
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EPFO 3.0 raises auto-settlement to Rs. 5 lakh, removes employer dependency for most claims, and introduces UPI and ATM-based withdrawals. Here is everything salaried employees need to know about PF withdrawal rules in 2026.
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Discover the best digital savings apps in India that help automate savings, earn returns, track expenses, and build better financial habits through smart investing and cashback rewards.
Aavishkaar Capital, the impact-focused fund manager and part of Aavishkaar Group, one of the world's foremost impact investing platforms, today announced a Series B investment of USD 10 Million in Gnani.ai, a Bengaluru-based voice-first Agentic AI company redefining how enterprises engage with customers at
Gold and silver prices in India remained firm on 31 March 2026, even as commodity markets stayed closed on account of Mahavir Jayanti. Despite the trading holiday, domestic bullion rates reflected an upward trend based on the previous session’s closing and global price cues. Precious metals continued to hold
Netflix will charge $1-$2 more per user. Says it’s investing more in video podcasts and live sports events. Fair or unfair?
Gold and silver prices in India on 26 March 2026 closed on a mixed note, with gold registering a marginal rise while silver remained unchanged. The uptick in gold prices comes amid improving festive sentiment ahead of Ram Navami, a period traditionally associated with increased jewellery buying across the country.
Gold and silver prices in India on 22 March 2026 remained largely stable, with gold holding firm near recent levels and silver prices staying unchanged across major cities. The precious metals market continues to take cues from global trends, including interest rate expectations, inflation concerns, and movements in the US
Gold and silver prices in India eased slightly on 14 March 2026, as global markets remained cautious amid ongoing geopolitical tensions and currency fluctuations. At market close, 24K gold was trading at ₹15,966 per gram (₹1,59,660 per 10 grams), down ₹103 from yesterday, while 22K gold stood
Gold prices in India remained elevated on 8 March 2026, reflecting sustained investor demand for safe-haven assets amid global uncertainties. In the domestic bullion market, 24K gold is trading around ₹16,287-₹16,494 per gram across major cities, which translates to approximately ₹1,62,870 to ₹1,64,
India’s financial system remains stable for now, but early warning signs are emerging around household debt, consumption-driven borrowing, and declining savings, according to the latest Financial Stability assessment released by the Reserve Bank of India (RBI). The findings have sparked fresh debate among economists and market observers after
As the British luxury carmaker struggles with US import taxes, weak demand in China, and growing financial hardship, Aston Martin plans to lay off up to 20% of its personnel. On February 25, the corporation announced that the layoffs, which will impact nearly 3,000 workers, should result in yearly
For the majority of its employees, Meta has cut their yearly stock award allotment by about 5%. The corporation has taken this step as it increases its investments in artificial intelligence infrastructure. This is the second year in a row that the parent company of Facebook has reduced share pay.
The new fast-moving consumer goods (FMCG) factory that Dabur India is building in Tindivanam, Tamil Nadu, was officially inaugurated on 12 February. Located in the Tamil Nadu town of Tindivanam, the Tindivanam plant will mark Dabur's entry into the southern Indian market. In a press release, the
To combat the country's dismal sales performance, electric vehicle (EV) giant Tesla India announced a number of new efforts, including an EMI programme, on February 3. Electric vehicles are replacing petrol and diesel vehicles, and Tesla is giving a 3 lakh Indian rupee (INR) exchange bonus to clients
India has recently taken a daring move in the quest for global AI infrastructure. Cloud service firms based in India that manage global workloads would be eligible for a tax break until 2047, according to Finance Minister Nirmala Sitharaman. Income from services offered abroad is effectively tax-free. Microsoft, Amazon,
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StartupTalky presents Recap'25, a series of exclusive interviews where we connect with founders and industry leaders to reflect on their journey in 2025 and discuss their vision for the future. In this edition of Recap’25, StartupTalky speaks with Kamaldeep Singh, CEO of Dealshare, about transforming value commerce
Gullak, a digital gold savings platform, has announced the launch of India’s first jeweller savings scheme marketplace, bringing established jewellery brands onto a single digital platform. The marketplace currently features CaratLane, with two more large jewellers expected to go live in the coming days. Around 15-20 additional brands
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Investing in the stock market is traditionally associated with dividends, capital appreciation, and portfolio growth. But some Indian companies are offering an extra reason to invest: real-world perks like hotel stay discounts, food vouchers, and retail coupons. For retail investors looking to mix fun with finance, these shareholder benefits
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StartupTalky presents Recap'25, a series of exclusive interviews where we connect with founders and industry leaders to reflect on their journey in 2025 and discuss their vision for the future. In this edition of Recap’25, StartupTalky speaks with Prashasta Seth, CEO of Prudent Investment Managers LLP, who
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StartupTalky presents Recap'25, a series of exclusive interviews where we connect with founders and industry leaders to reflect on their journey in 2025 and discuss their vision for the future. In this edition of Recap’25, StartupTalky speaks with Abhay Agarwal, Founder & CEO of GetBit, who reflects
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StartupTalky presents Recap'25, a series of exclusive interviews where we connect with founders and industry leaders to reflect on their journey in 2025 and discuss their vision for the future. In this edition of Recap’25, StartupTalky speaks with Krishna Patwari, Founder & Managing Director of Wealth Wisdom
SNAM Group of Companies, through its investment arm SNAM Solutions has led the Series B2 fund raise in footwear brand, Neeman's. Founded by Taranjeet Singh Chhabra and Amar Preet Singh in 2017, Neeman's has raised $4 Million (approx ₹35.5 Cr) in its latest round, with
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India’s investment tech platforms have changed how individuals access financial markets by offering digital trading, long-term investing, and global market exposure through a single interface. These platforms provide services such as equity trading, mutual fund investments, ETFs, derivatives, thematic portfolios, and international investing, catering to both first-time
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For many young earners and middle-income families, building Rs. 50 lakh in savings within ten years feels ambitious but achievable. It is a milestone that can support major life goals such as buying a home, funding a child’s education or building a strong financial foundation. The good news
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This article has been contributed by Aman Mehra, Co-founder of Tribe Stays Hospitality, whether CoLiving or Hotels, have gone through many iterations of business models, especially post COVID. In today’s fast-moving business landscape, brands across sectors are rethinking how they expand. Traditional growth like owning heavy assets,
Disney is investing $1 billion in OpenAI and licensing hundreds of its most well-known characters to use in Sora, the company's groundbreaking text-to-video production tool, in one of the most unexpected collaborations of the year. The statement, which was jointly made on 11 December, represents
* Planned deployment across 18–20 deep-tech startups * Focus on lab-to-market deep-tech ventures building globally relevant, IP-led technologies * Over 50% of the fund has already been subscribed to, and this is part of the first bullet BYT Capital, an India-focused deep-tech venture capital firm
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Software testing often appears as one of those necessary, but extremely costly, tasks that emerge too early in the process for early-stage startups. Founders are involved in the always-present search for product-market fit, investor decks, feature roadmaps, and hiring chaos. Quality assurance, on the other hand, silently
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Robert Kiyosaki is an American author and businessman who became famous for his Rich Dad, Poor Dad series of self-help finance books. He founded the Rich Dad Company that offers personal finance and business education through videos and books, and Rich Global LLC. The book ‘Rich Dad Poor Dad’
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Did you know shoppers saved an average of £350 on Apple products during last year's Black Friday sales? Yet most people miss out on the best apple black friday deals because they're looking in the wrong places. While Apple's own store typically offers modest
According to various media reports, Volkswagen AG is looking for a local partner to help increase its meagre market share while cutting the expenses of producing electric vehicles in India by a third. As reported by multiple media outlets, the local branch of the largest carmaker in Europe has reduced
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If you want stable income and better liquidity from fixed deposits, combine an FD return calculator with FD laddering. This simple approach can transform a static FD into the best fixed deposit plan for your needs. By splitting your corpus across staggered maturities, you maximise FD returns while keeping cash
According to its Executive Vice President and MD (South Asia), Arun Kumar Parameswaran, the US-based IT company Salesforce, which has seen a multi-fold increase in both business and investment, will keep investing and expanding in India because the nation has the proper talent pool. With its initial centre
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Today, smart shopping comes easy with AI price tools that do a lot of work for less savings effort. They comb through hundreds of stores in seconds to find the best deals, not to mention tracking prices, comparing hidden offers and predicting whether by holding off buying the item, the
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For shopping lovers, the day after Thanksgiving is known to be bliss. It is the day of Black Friday. Black Friday is known as the Friday after Thanksgiving. The term was coined by the police services to describe the chaos surrounding the pedestrians and auto traffic in the downtown shopping
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This article is contributed by authored By Satinder Aggarwal, Founder, EQBAC Corporate cash reserves typically sit idle, waiting for emergencies or major investments. But there's a growing recognition that these funds could serve a dual purpose: protecting the business whilst actively supporting employees through welfare programmes, performance bonuses,
As the bank seeks to further reduce costs and capitalise on efficiencies brought about by artificial intelligence (AI), Goldman Sachs has reportedly told its employees to anticipate another round of layoffs before the year finishes. According to an internal memo distributed to staff, the New York-based company intends to
Robert Kiyosaki, author of ‘Rich Dad Poor Dad,’ warns of a historic 2025 market crash, citing risks to traditional savings. He highlights silver and Ethereum as potential safe-haven assets amid rising economic uncertainty.
Global technology investor Prosus is investing INR 1,295.56 crore (about $146 million) to acquire a 10.1%stake in ixigo (Le Travenues Technology Ltd). The investment will come via a preferential issue of equity shares to Prosus’s affiliate MIH Investments One B.V. The approved price per
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Every year, as the festive season knocks at the door, each household prepares for new beginnings, for generations, bringing home gold on auspicious days like Dhanteras and Diwali has been seen as a symbol of prosperity and good fortune. People often head to their trusted jeweller to purchase a coin,
According to reports, the National Payments Corporation of India (NPCI) is working on enabling customers to convert their payments into EMIs in an effort to further boost the adoption of the Unified Payments Interface (UPI). According to the Economic Times, the payments authority will permit fintech firms to incorporate the
As a sign of the increasing need for artificial intelligence infrastructure, Nvidia has committed to investing up to $100 billion in OpenAI. The agreement, one of the biggest in the AI industry, is anticipated to assist OpenAI in increasing its processing capacity through the construction of new data centres furnished
Customers can earn higher returns on their idle liquidity by auto-investing surplus savings in the ‘Growth’ plans of Overnight Mutual Funds^ directly through the JioFinance app
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In this exclusive virtual conversation with StartupTalky, Nehal Mota, Co-founder & CEO of Finnovate, shares her personal journey with money, the life-changing experiences that shaped her outlook, and practical strategies for financial fitness. She also discusses investing basics, common money mistakes, early retirement planning, and why financial independence
Airtel Payments Bank has introduced the Safe Second Account - a smarter, safer way to pay. It enables customers to keep their primary savings protected, while they freely use the Airtel Payments Bank savings account as their second account for everyday payment needs.
Rising medical bills have become a worry for many Indian families, with treatment costs often stretching beyond savings. A sudden hospitalisation or surgery can arrive without warning, leaving households struggling to arrange money at short notice. A loan for medical expenses offers a practical way to handle such situations, giving
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AI technology is redefining investment in that it makes the processes faster, simpler, and wiser. In fact, these innovations tend to churn vast amounts of data through machine learning, define optimal asset mixes, and execute trades quickly and carefully. Investors can expect intelligent guidance, automatic adjustment of position sizes, and
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Online shopping can make life easier, but it can also be frustrating at times. You see a tempting discount, try the coupon, but ultimately get nothing. That’s why many shoppers are turning to AI tools for help, which do the heavy lifting. Instead of spending hours comparing prices or
An electric mobility company, SnapE Cabs has raised $2.5 Mn in Bridge Deck Round led by Inflection Point Ventures, one of India’s largest Angel investing platforms. The funds will be deployed towards operational overheads, leasing EV cars, and product development and enhancement. The round also saw participation from
A Delhi based Men’s health tech platform, , RxMen raises Rs. 5 crores in Seed round led by Inflection Point Ventures, one of India’s largest Angel investing platforms. With this funding, RxMen aims to achieve a positive EBITDA by October 2025. In addition, the funds will be used for
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Are you thinking of launching your own food business, but also stressed about the funding? Well, you are not alone. Some aspiring entrepreneurs hold back because they think stepping into the food industry demands huge investments, modern equipment, or a big commercial kitchen. However, the truth is that’s only
A term insurance policy is a popular way to provide a financial safety net to your loved ones in case of any unfortunate incident. People purchase a term plan to secure their family so that they do not have to face financial troubles in case they pass away during the
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In today’s digital world, your honest review could be worth more than you realize. Whether it's your new phone, go-to headphones, or that must-have kitchen gadget, writing genuine reviews can turn into a real income stream!" Nowadays, many creators are getting paid for Amazon
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Personal loans are a great way to manage large expenses without dipping into your savings. Whether it's a medical emergency, wedding, travel, or home renovation, a personal loan offers instant funds with no collateral. But before you hit “apply,” there’s one tool you must use - an EMI
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In today's fast-paced world, running a restaurant involves much more than just serving delicious food. Efficient management of operations, including billing and payment processing, is essential for providing a seamless dining experience to customers while optimizing business productivity. To simplify these tasks and enhance overall restaurant management,
Elever, a SEBI-registered Portfolio Management Services (PMS) firm, has raised USD 1.1 million in a pre-series A funding round to fuel its next phase of growth. Elever’s quantitative PMS strategies leverage rule-based and factor investing to deliver superior, risk-adjusted returns. By combining data-driven
Chennai, 7th August 2025 - Chemical-free high-quality fresh mangoes exporter MangoPoint raises USD 1 Million in Pre-series A round led by Inflection Point Ventures, one of India’s largest angel investing platforms to expand infrastructure, reach additional markets, strengthen backend and increase product portfolio. The round also saw
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What do you get when a Mumbai-born engineer sets out to replicate the investing playbook of Warren Buffett, down to the last principle? You get Mohnish Pabrai, a man who transformed a modest $1 million fund into a compounding machine and then chose to give away most of his
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It has recently been discovered that individuals are pumping millions into the Indian equity market. While there is a prevalent belief that equity market investing is riskier than other asset classes, the recent surge of the Indian equity market has enticed many to make share price investments. The stockholders'
According to President Donald Trump, Japan, one of the US's biggest trading partners, has agreed to a "massive" trade agreement with the US. According to Trump's social media post, the idea would result in Japan investing $550 billion (£407 billion) in America and US
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This article has been contributed by Trivesh D, COO Tradejini It’s a strange reality in India’s discount broking space that millions of users are signing up, but a large number never place a single trade. India’s demat account count crossed 15 crore at the start of 2025,
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Kidswear is a highly dynamic and expanding sector that is showing shifts in technological advances, trends, and cultural impacts. This can include multiple kinds, such as basics to high-end fashion. With the startup culture in India becoming highly popular, clothing franchises are the perfect business opportunity for entrepreneurs who
Kolkata, 17th July 2025 – Parkobot the world’s first “Airbnb for parking” powered by IoT smart Parking Space Barrier has raised INR 2.09 Crores in seed round led by Inflection Point Ventures, one of India’s largest angel investing platforms. The round also saw participation from HNIs. The funds
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What if we told you that you could make money by recommending your favourite apps and services to friends, without needing a business, a website, or even a huge social following? Sounds too good to be true? It’s not. In 2025, referral links are the new-age side hustle.
* An open-ended Category III AIF, scheduled to launch on 10th July 2025 * The fund has already secured commitments of INR 25 crores from investors ahead of its launch Shaan Patel Asset Management, a professional AMC actively managing investor money to grow wealth, has announced the launch of its flagship
Nithin Kamath, the founder and CEO of Zerodha, shared some eye-opening thoughts on where investing and trading are headed in his recent LinkedIn post. According to him, we are just at the start of a huge change powered by artificial intelligence (AI). He believes that soon, investing, trading, banking,
Fi Money has launched the world’s first MCP Server, letting users securely connect their full financial data, bank accounts, loans, investments with AI tools like ChatGPT or Gemini. Users can view all money matters in one place and ask personal finance questions powered by real data.
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Hey there, fellow explorer! Are you ready to embark on a delightful journey through the aromatic world of coffee? Today, we're diving into the bustling coffee culture of India, where coffee shops are more than just places to grab a cup of joe—they're vibrant hubs
Gurgaon, 3rd July 2025 – FitFeast, a taste-first protein brand has raised INR 5.5 Crore in seed round from Inflection Point Ventures (IPV), one of India’s largest angel investing platforms. The round also saw participation from Raghav Singhal (Founder at Swasthum Wellness), Santosh Govindaraju (Sustainability Executive, Investor and
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A digital revolution is taking place in India's real estate business. To stay up with the trends and meet the wants of their customers, real estate companies are investing in new technologies like cloud services, mapping platforms, and artificial intelligence. By eliminating the middleman and connecting owners, purchasers,
The online dating app Bumble intends to fire about 240 workers, or nearly 30% of its workforce worldwide. Bumble said in a securities filing that the cutbacks were agreed to by the board this week as the company reorganises its operations to better execute its strategic priorities. A large portion
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In today’s time of digital discounts and instant savings, coupons do more than just save us money; they fall into deep psychological triggers. Whether it’s a paper coupon, a promo code, or a cashback offer, the thrill of “saving” often outweighs the actual benefit. So why do we
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Want to earn money on Reddit? This guide reveals 12 real ways to make money, boost your karma, and get paid, all while staying safe from scams. Perfect for beginners looking to turn Reddit time into extra income in 2025.
Four significant public sector banks have changed their lending rates in response to the Reserve Bank of India's (RBI) recent move to lower the repo rate by 50 basis points, which reflects the central bank's monetary easing stance. In the face of persistent difficulties, the action
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In this exclusive conversation with StartupTalky, Anand K Rathi, Co-founder of MIRA Money, shares how the platform is helping India’s growing middle class manage their personal finances better. With his deep experience in managing wealth for India’s elite, Anand explains MIRA Money’s tech-driven, goal-based
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In today’s digital world, earning extra cash from the comfort of your home has never been more appealing. Whether you're a student looking to cover your streaming subscriptions, a stay-at-home parent hoping to boost the family budget, or a working professional wanting to add a
At the Berkshire Hathaway annual shareholders meeting, came a surprise revelation: Warren Buffett will retire as chief executive at the end of this year. The investing icon, 94 and known around the world as the Oracle of Omaha, announced his future retirement before an audience of almost 40,000 people
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When Nithin Kamath started Zerodha, not many believed a bootstrapped broking firm could take on the giants. But he did. And he changed the game. No flashy offices. No outside funding. Just a clear mission, to simplify investing for Indians. But Nithin did not stop there. As Zerodha grew, so
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Company Profile is an initiative by StartupTalky to publish verified information on different startups and organizations. Vanguard, one of the world’s largest investment management firms, has built a reputation for providing low-cost, investor-focused financial solutions. With a mission to stand for value, transparency and long-term growth,
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CRED, founded in 2018 by Kunal Shah, is a fintech startup that has revolutionized credit card payments in India. Operating in the personal finance world, CRED has been growing like wildfire, with a monthly active user base of approximately 13 million. So, what's its secret sauce? It'
The program will offer an overall INR 18-20 crore in fast-track funding, tailored go-to-market support, and strategic mentorship to 5–6 selected ventures. Capital-A, an early-stage B2B-focused venture capital firm, has partnered with SanchiConnect, India’s leading deeptech ecosystem platform, to launch MaXcel,
In a recent move, the Reserve Bank of India lowered the repo rate by 25 basis points to reach 6%. The banks responded quickly, trimming their fixed deposit (FD) interest rates in short order across a range of tenures. The shift is now pretty much where you want it, aimed
The RBI's most recent cut in the repo rate is likely to shrink the returns that depositors earn on their savings while providing some relief to borrowers.
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This article has been contributed by Sreepriya NS, Co-founder and Director, Entrust Family Office. It requires more than just making money to thrive in life. It’s essential to ensure that there is a decent level of growth, stability, and longevity. Erratic investment decisions, volatility in the market, and
Sets sights on INR 600 Cr by year-end as demand grows for goal-linked, tech-led investing. MIRA Money, the path-breaking Technology-First Investment Management platform, has crossed INR 250 crore in Assets Under Management (AUM) as of March 2025, marking a significant milestone for this startup brand.
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For anyone who’s ever stood at the edge of the cryptocurrency pool, tentatively dipping a toe before retreating to the safer ground of traditional finance, stablecoins might just be the armbands one needs. In a world of wild price swings, the appeal of something – anything – with a modicum of
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Company Profile is an initiative by StartupTalky to publish verified information on different startups and organizations. Investing a decade ago entailed a lot of paperwork, many bank visits, long queues, and application processing that used to take days. When you add in a dearth of knowledge about financial products and
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This article has been contributed by CA Manish Mishra, Founder of GenZCFO. Tax planning for most salaried individuals begins and ends with investments under Section 80C- Provident Fund, ELSS, Life Insurance, and PPF. But how about in the case of a salaried person for whom this ₹1.5 lakh limit
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If you’re new to trading, you must have seen forex pairs such as EUR/USD and GBP/USD. These pairs are typically traded together because they mirror each other’s economy and their influences. Such correlated forex pairs will rise together and fall together because they are all involved