Sanvi Barjatya

✍️ Opinions

MSME Credit’s Repricing Moment: What “Bankable” Looks Like in 2026

This article has been contributed by  Shelly Kwatra, Assistant Vice President - Investments, BlackSoil  In recent years, the prospect of MSME lending in India has undergone a fundamental shift. Once driven largely by relationships, branch-level familiarity, or collateral availability, it has evolved into a far more data-driven and disciplined ecosystem.

👨‍💻StartupTalkers

Arvind Krishna: Leading IBM’s Tech-Driven Future

In a technology landscape dominated by hype cycles and short-term bets, Arvind Krishna represents a different kind of leadership, measured, deeply technical, and future-focused. As Chairman and CEO of IBM, Krishna is steering the 100+-year-old enterprise through one of its most important transformations, doubling down on hybrid cloud, artificial

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Pratap Varma of Frissly, on Building a Trust-First Clean Food Ecosystem for Everyday Families

StartupTalky presents Recap'25, a series of exclusive interviews where we connect with founders and industry leaders to reflect on their journey in 2025 and discuss their vision for the future. In this edition of Recap’25, StartupTalky speaks with Pratap Varma, Founder of Frissly, who reflects on a

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Rudramani Pandey of Sigma Earth on Building Sustainability Intelligence Infrastructure, AI-Powered ESG Reporting, and an End-to-End Green Ecosystem

StartupTalky presents Recap'25, a series of exclusive interviews where we connect with founders and industry leaders to reflect on their journey in 2025 and discuss their vision for the future. In this edition of Recap’25, StartupTalky speaks with Rudramani Pandey, Co-founder & COO of Sigma Earth, who

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Amit Srivastava of Nutrify Today on Biochemistry-First Innovation, GenAI Workflows, and Building the Operating System for Nutraceutical Commercialization

StartupTalky presents Recap'25, a series of exclusive interviews where we connect with founders and industry leaders to reflect on their journey in 2025 and discuss their vision for the future. In this edition of Recap’25, StartupTalky speaks with Amit Srivastava, Founder and Chief Catalyst of Nutrify Today,

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Vishal Sharijay Garg of Hobo.Video on How UGC, AI, and Creator Communities Are Redefining Digital Marketing

StartupTalky presents Recap'25, a series of exclusive interviews where we connect with founders and industry leaders to reflect on their journey in 2025 and discuss their vision for the future. In this edition, StartupTalky speaks with Vishal Sharijay Garg, CEO & Founder of Hobo.Video, about the major

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Meenu Singhal of Socomec on Intelligent Power Infrastructure, Energy Resilience, and India’s Evolving Electrical Ecosystem

StartupTalky presents Recap'25, a series of exclusive interviews where we connect with founders and industry leaders to reflect on their journey in 2025 and discuss their vision for the future. In this December edition, StartupTalky speaks with Meenu Singhal, Regional Managing Director – Greater India Region at Socomec, who

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Ashok Kularia of ANJ Group on Design & Build Leadership, Future-Ready Workspaces, and Execution-Driven Growth

StartupTalky presents Recap'25, a series of exclusive interviews where we connect with founders and industry leaders to reflect on their journey in 2025 and discuss their vision for the future. In this edition of Recap’25, StartupTalky speaks with Ashok Kularia, Managing Director of ANJ Group, who reflects

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Sahil Bipin Mehta of Vardhaman Group on Customer-Centric Development, Sustainable Growth, and Building Future-Ready Real Estate

StartupTalky presents Recap'25, a series of exclusive interviews where we connect with founders and industry leaders to reflect on their journey in 2025 and discuss their vision for the future. In this edition of Recap’25, StartupTalky speaks with Sahil Bipin Mehta, Managing Director of Vardhaman Group, who

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Aayush Jindal of Asian Footwears on Scaling Affordable Innovation, Omnichannel Growth, and Building a Trust-Driven Indian Footwear Brand

StartupTalky presents Recap'25, a series of exclusive interviews where we connect with founders and industry leaders to reflect on their journey in 2025 and discuss their vision for the future. In this edition of Recap’25, StartupTalky speaks with Aayush Jindal, CEO of Asian Footwears, who reflects on

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Ranjan Agarwal of Collectedge on Building a Compliance-First Collections Platform, Scalable Recoveries, and the Future of India’s Credit Infrastructure

StartupTalky presents Recap'25, a series of exclusive interviews where we connect with founders and industry leaders to reflect on their journey in 2025 and discuss their vision for the future. In this edition of Recap’25, StartupTalky speaks with Mr. Ranjan Agarwal, Chief Executive Officer & Co-Founder of

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Adnan Kidwai and Sunil Maddala of FuelBuddy on Scaling Safe Fuel Logistics and Building an Energy-Ready Delivery Platform

StartupTalky presents Recap'25, a series of exclusive interviews where we connect with founders and industry leaders to reflect on their journey in 2025 and discuss their vision for the future. In this edition of Recap’25, StartupTalky speaks with Adnan Kidwai, CEO - International, and Sunil Maddala, CEO

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S. Anand of PaySprint on Embedded Finance, RegTech Infrastructure, and Powering Digital Banking for Bharat

StartupTalky presents Recap'25, a series of exclusive interviews where we connect with founders and industry leaders to reflect on their journey in 2025 and discuss their vision for the future. In this edition of Recap’25, StartupTalky speaks with S. Anand, Founder & CEO of PaySprint, who reflects

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Nikhil Kurhe of Finarkein on Building Responsible Data Infrastructure, Open Finance Innovation, and Privacy-First Growth

StartupTalky presents Recap'25, a series of exclusive interviews where we connect with founders and industry leaders to reflect on their journey in 2025 and discuss their vision for the future. In this edition of Recap’25, StartupTalky speaks with Nikhil Kurhe, Co-Founder and CEO of Finarkein, who reflects

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Satish Kumar Singh of MY LYF CARE on AI-Driven Care Intelligence, Remote Healthcare, and Scaling Patient-Centric Healthtech

StartupTalky presents Recap'25, a series of exclusive interviews where we connect with founders and industry leaders to reflect on their journey in 2025 and discuss their vision for the future. In this edition of Recap’25, StartupTalky speaks with Satish Kumar Singh, Founder of MY LYF CARE, who

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Neha Mohanty of StarFishGlobal Communications on Strategy-First PR, Narrative Intelligence, and Trust in the AI Era

StartupTalky presents Recap'25, a series of exclusive interviews where we connect with founders and industry leaders to reflect on their journey in 2025 and discuss their vision for the future. In this edition of Recap’25, StartupTalky speaks with Neha Mohanty, Founder and Director of StarFishGlobal Communications LLP,

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S Raghav Bharadwaj of Bolt.Earth on Scaling 100,000 EV Chargers and Powering India’s Fast-Charging Future

StartupTalky presents Recap'25, a series of exclusive interviews where we connect with founders and industry leaders to reflect on their journey in 2025 and discuss their vision for the future. In this edition of Recap’25, StartupTalky speaks with S Raghav Bharadwaj, Founder & CEO of Bolt.Earth,

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Sudhir Kunder of DE-CIX India on AI-Ready Interconnection, Cloud Connectivity, and Building India’s Digital Backbone

StartupTalky presents Recap'25, a series of exclusive interviews where we connect with founders and industry leaders to reflect on their journey in 2025 and discuss their vision for the future. In this edition of Recap’25, StartupTalky speaks with Sudhir Kunder, Chief Business Officer of DE-CIX India, who

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Nikhil Parmar of Instapitch.io on AI-Powered Pitch Creation and Strategy-First SaaS

StartupTalky presents Recap'25, a series of exclusive interviews where we connect with founders and industry leaders to reflect on their journey in 2025 and discuss their vision for the future. In this edition of Recap’25, StartupTalky speaks with Nikhil Parmar, Founder of Instapitch.io, who reflects on

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Nidhi Saxena of Delulu – iShots Beverages Pvt. Ltd. on Functional Nutrition, Gen Z Branding, and Building Trust-First Consumer Products

StartupTalky presents Recap'25, a series of exclusive interviews where we connect with founders and industry leaders to reflect on their journey in 2025 and discuss their vision for the future. In this edition of Recap’25, StartupTalky speaks with Nidhi Saxena, Founder of Delulu – iShots Beverages Pvt. Ltd.

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Ajay Rao of Emiza on Flexible 3PL Models, Tech-Led Warehousing, and Building India’s Next-Gen Logistics Platform

StartupTalky presents Recap'25, a series of exclusive interviews where we connect with founders and industry leaders to reflect on their journey in 2025 and discuss their vision for the future. In this edition of Recap’25, StartupTalky speaks with Ajay Rao, Founder of Emiza, who reflects on how

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Himanshu Arya of Luxury Cart on Trust, Financing Access, and the Rise of Pre-Owned Luxury EVs in India

StartupTalky presents Recap'25, a series of exclusive interviews where we connect with founders and industry leaders to reflect on their journey in 2025 and discuss their vision for the future. In this edition of Recap’25, StartupTalky speaks with Himanshu Arya, Founder & CEO of Luxury Cart, who

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Manish Panwar of Xumane on AI-Powered ESOP Management, Intelligent Hiring, and Building an Integrated HR–Finance Platform

StartupTalky presents Recap'25, a series of exclusive interviews where we connect with founders and industry leaders to reflect on their journey in 2025 and discuss their vision for the future. In this edition, StartupTalky speaks with Manish Panwar, Business Head at Xumane, about how the company is transforming

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Kamaldeep Singh of Dealshare on Building Bharat’s Savings Platform, 2-Hour Grocery Delivery, and Value-First Commerce

StartupTalky presents Recap'25, a series of exclusive interviews where we connect with founders and industry leaders to reflect on their journey in 2025 and discuss their vision for the future. In this edition of Recap’25, StartupTalky speaks with Kamaldeep Singh, CEO of Dealshare, about transforming value commerce