Top 10 Fintech Startups In Europe

Michelle D'souza Michelle D'souza Abhinav kumar Abhinav kumar
Nov 8, 2022 8 min read
Top 10 Fintech Startups In Europe

In recent years, European fintech startups have expanded exponentially. Open banking is one of the main drivers of this development. This will lead to financial services and fintech partners supplying customers throughout Europe with more creative and user-friendly solutions. Government support for the banking and financial industries (fintech) is enormous, not just because of its scale (global funding = $111,8 billion), but also because of technology in part and, in particular, a growth in smartphone connectivity at a pace that remains unimaginable.
The survey shows that Fintech adoption is well above the global average of 64% across Europe and has no indicators of slowing down, particularly in the Netherlands, the UK, Germany, Sweden, and Switzerland.

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Fintech, short for financial technology, has become a crucial part of the globaleconomy., all financial tasks were completed through paperwork only, aspaper-based medium was considered to be the safest. But with the development oftechnology, internet has emerged as the preferred platform for fina…

Well now let’s take a close look at the top 10 fintech startups in Europe:

List of Fintech Startups in Europe

  1. Revolut
  2. Adyen
  3. Checkout
  4. Transferwise
  5. OakNorth
  6. N26
  7. Ledger
  8. Rapyd
  9. Qonto
  10. Nexi

List of Fintech Startups in Europe

Revolut

Founded: 2015

Founder: Nikolay Storonsky and Vlad Yatsenko

Revolut Logo
Revolut Logo

Revolut is a British financial technology company that offers banking services. Send money or divide expenses with families or friends immediately, whether they are on the table or worldwide. With Revolut you can send money overseas in 30+ interbank exchange currencies at a small 0.5% discount per month on anything exceeding £1,000. You can also save money every day by getting rewards. Set goals, receive immediate updates on expenses, and view weekly insights to keep track of your expenses.


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Adyen

Founded: 2006

Founder: Pieter van der Does and Arnout Schuijff

Adyen Logo
Adyen Logo

Adyen is a Dutch payment firm that helps firms to collect payments on e-commerce, smartphone and point of sale. Foreign credit cards, local cash methods, such as the Brazilian Boleto, and Online banking activities, such as perfect in the Netherlands, are part of the payment mechanism. The use of cards, digital payments, and more are supported on every digital platform or device. Each checkout is completely configured and designed for additional conversions.


MobiKwik Success Story - Business Model | Founders | Revenue | Funding | Competitors
Company Profile is an initiative by StartupTalky to publish verified informationon different startups and organizations. The content in this post has beenapproved by the organization it is based on. Using a Mobile Wallet has now turned out to be a habit of many. Easy hassle-freepayment and no wo…

Checkout

Founded: 2009

Founder: Guillaume Pousaz

Checkout Logo
Checkout Logo

Many of the most forward-looking organizations in the world use Checkout's unified system to shape their plans. They have a provision for a quicker, smoother, and more connected payment experience across countries with their linked payment technologies and payment options. In order to maximize payment flows and release complete value from any process, they give companies the data to identify patterns and make wise decisions.


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Company Profile is an initiative by StartupTalky to publish verified informationon different startups and organizations. The content in this post has been approved by the organization it is based on. Don’t you think life would have been easier if you had a personal line of creditat your disposal…

Transferwise

Founded: 2011

Founder: Kristo Kaarmann and Taavet Hinrikus

TransferWise Logo
TransferWise Logo

Transferwise was set up in 2010, in order to achieve inexpensive, equal, and quick foreign money transfers. However, there is more to the story, as in numerous pioneering companies bank accounts exist worldwide, TransferWise gives the same services and  also there is no extra overseas processing fees. Through Transferwise you can transfer or recieve money locally or internationally.


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Company Profile is an initiative by StartupTalky to publish verified informationon different startups and organizations. The content in this post has been approved by the organization it is based on. With the digital revolution prevailing in the worldwide payment system, breakingall the possibil…

OakNorth

Founded: 2005

Founder: Rishi Khosla and Joel Perlman

OakNorth Logo
OakNorth Logo

With a value of 2.8 billion USD OakNorth is the precious fintech in Europe. Without a credit default, it has lent $4 trillion to British firms. With its collaborators, OakNorth Analytical Intelligence has launched its data and technology network successfully in 8 new foreign markets. OakNorth has a good variety of savings accounts and has featured consistently in the top transactions since its introduction. In a brief amount of time, they are priced to adjust so that they can advise savers always to act fast to obtain a product if they see the appealing cost.


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A payment gateway is a merchant service that connects the users’ bank accountwith the platform where the users need to transfer their money. A bank mayprovide payment gateway to its customers, there is also a specialized financialservice provider such as payment service provider which provides pa…

N26

Founded: 2013

Founder: Valentin Stalf and Maximilian Tayenthal

N26 Logo
N26 Logo

The N26 bank account is a free "deposit account," opened directly from your phone or tablet in less than eight minutes. You can deposit cash or transfer cash from a separate account as many times as you want. You can store and spend money in your daily bank account as well.


KreditBee - Instant Personal Loans to New to Credit & Non Salaried
“There are two sure ways to lose a friend, one is to borrow, the other to lend.”goes the saying, which is indeed true. While we go to bank for borrowing hugesum of money, till a few years back the only option we had if we wanted toborrow a small amount for shopping, for travelling, or to pay a bi…

Ledger

Founded: 2014

Founder: Ric Larcheveque, Nicolas Bacca, Joel Pobeda, and Thomas France

Ledger Logo
Ledger Logo

At Ledger, they establish the highest degree of security for crypto-assets in hardware wallet technology. Their products integrate a Protected Element with a proprietary OS to protect your property.  Ledger wallets allow you to own and manage your private info.


PolicyBazaar Success Story | Business Model | Founders | Competitors
It’s recommended to be insured against the contingencies and emergencies oflife. The whole idea behind an insurance policy is to financially cope withunforeseen losses. Being insured helps manage risk and cash flow uncertainty. Itis also regarded as a good investment channel. But the agents who …

Rapyd

Founded: 2015

Founder: Arik Shtilman

Rapyd Logo
Rapyd Logo

Rapyd lets corporations to give services with currency exchange round the world. They are designing a technology that reduces cross-boundary trading history complications while offering experience in local payments. Their fintech software for processing, billing and issuing, regional fintech, and payments capabilities is used by multinational e-commerce organizations, tech companies, industries, and financial institutions to easy integrable with their applications.


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The term “FinTech [/tag/fintech/]” is the combination of finance and technologyand is refers to the provision of new solutions in the field of finance by ITventure companies. New business models are being created one after another,particularly in the area of B to C services using the Internet. Th…

Qonto

Founded: 2016

Founder: Alexandre Prot and Steve Anavi

Qonto Logo
Qonto Logo

Qonto is a strategic solution for corporate finance. Qonto offers all the resources needed to handle the finances of a company. The tools range from dedicated accounting entry, integrations with over 80 accounting applications, and cost and reception management in real-time with categorized and personalized transactions. This involves custom marks. By linking your funds to your deposits, you can focus on your core business. For quick and stable payments you can link your Qonto wallet with Apple Pay. You can also send and receive international payments with Qonto.

Nexi

Founded: 2017

Nexi Logo

Nexi is a leading company in Italy, which involves issuing, selling, automation, interbank corporate banking, confirmation and payment services in a range of sectors. In the form of card payment acceptance technologies, cash transactions between businesses and private entities, and the management of increasingly complex technological facilities, including corporate banking, Nexi offers the most innovative payment options for banks and insurance agencies.

Conclusion

Since smaller and younger firms are not running at all, they are willing to adapt at an unparalleled price to the consumers' wants and needs, which existing banks are battling for. The coordination of these emerging innovations, existing business and industry regulators (politicians) will in future decide landscape health overall. The landscape and digital experience that we have now will be very diverse.

FAQs

what are the best fintech companies in Europe?

  • Nexi
  • Revolut
  • Adyen
  • Checkout
  • Transferwise
  • N26
  • Qonto
  • OakNorth
  • Ledger
  • Rapyd

Which place is most attractive for a fintech startup in Europe?

The UK is one of the most attractive destinations for FinTech startups in Europe, and investments in the sector grew by 9.1 billion this year, a 24% increase from the same period in 2021.

How many fintech startups are there in the UK?

The FinTech sector in the UK is comprised of over 1,600 firms, a number that is projected to double by 2030.

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