Don't Waste Time! Facts To Let You Reach The Comparison Of PayPal And RazorPay

Payment gateway software has become an essential tool in the market. Razorpay is not only a payment gateway present. But it can be a perfect choice for your requirements.

That is why the comparison between Razorpay and PayPal against each other is necessary. If you are reading further this article Then this is obvious that you want to know the difference between Razorpay and Paypal.

Razorpay offers Zepo costs, multicurrency payment, online payment, invoices, etc. whereas PayPal provides analytic payment, online payment, debit card support, and many more functions.


Paypal is an online application that offers to pay for items through a secure account. You just need to add the bank account details. Whenever you want to pay through PayPal, you choose which to card or account to pay from.

Indian Brands That Use PayPal

In case of the security for using PayPal. For once a scammer hacked your PayPal account (in case of email scam). This is possible that he can make a payment from your account. Paypal may repay the amount lost to the seller. After confirming that the account was hacked.

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1. Features For PayPal

Payment Options

  • Instant payment options
  • Credit and debit cards accepted
  • ACH and eCheck Processing
  • Split payments


  • Payout time
  • Manual payment


  • Data tokenization
  • 2-factor authentication


  • Customization
  • Accounting integration
  • eCommerce integration


  • Reliable and good performance
  • International currency
  • International operating country
  • PCI regulation
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2. Payment options

  • Instant payment
  • Accepted credit and debit cards
  • ACH and checking processing
  • Spit payments
  • Multi-currency
  • Online payment portal

3. Alternatives For PayPal

  • Sage pay
  • Adyen
  • Honey Book
  • Cyber source
  • iATS payments’
  • Fiserv Biller direct
  • Stripe
  • 2checkout
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4. How to receive money through PayPal

There are 3 ways for receiving money on PayPal. That is an email address, invoices, and PayPal. Me link.

How To Use PayPal
  • Email address

You can request payment who owns an email address. Once you log in PayPal click on tools and request payments. After entering the email address, put the note for the payment request.

Paypal will send the generated link to the client to process the payment. There is no necessarily need to have a PayPal account. You can pay through credit, debit, or PayPal account.

  • Send invoices

You can create invoices using your PayPal business account. You can customize the invoice with the company logo, schedules date, and payment frequencies.

After updating these details in the invoice. You can send it to your clients’ email addresses. Payment can be processed by clicking on the payment link.

  • Link

For a person who does not own a website. Or a college-going person who wants to collect charity money. They can use link to receive money. This is a link that can be shared using SMS, WhatsApp, and any other sharing app.

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5. Summary For PayPal

Paypal offers businesses low-cost services. Paypal has been a company since 2015. It allows a wide variety of services including debit and credit card readers. This for small merchants and in credit lines. This is a very secure method of processing payments online.

Summary Snapshot For Pricing Of PayPal And Razorpay

Plans PayPal Razorpay(Standard) Razorpay(Enterprise)
Master card/Visa 2.5%-4.4% + Fixed fee 2% Custom
American Express 2.5%-4.4% + Fixed fee 3% Custom
Discover 2.5%-4.4% + Fixed fee 3% Custom
Debit cards 2.5%-4.4% + Fixed fee 2% Custom
Net Banking - 2% Custom

Razor pay

Razorpay is the only converged payment option in India. This offers businesses to accept, process, and disburse payment. You will get access to all payment modes credit, debit, UPI, and wallets.

Businesses That Use Razorpay

You can process the payments with ease without any risk of data theft. Razorpay uses SSL/TLS certificate. This makes sure that no unauthorized person can use your data.

1. Features For Razorpay

Razorpay is a secure and convenient way for payments. This is a reliable payment safe option that does cause any hassle.

  • Responsive cross-platform payment solution for the website.
  • Accept international payments.
  • Easy to start and end payments on the same page.
  • Availability of pop-ups to show important texts.
  • Availability to views previous transactions, earnings to generate reports.
  • Get the availability of new payment modes.
  • Safe and secure options.
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2. Payment options

  • Debit card
  • Credit card
  • Net banking
  • UPI
  • EMI
  • Bank transfer
  • Supports Wallets

3. How to receive money using Razorpay

Application Name Description
Invoices Creating and sending GST compliant invoices that customers pay online instantly. Get paid and faster cash flow.
Payment Links You can share payment links using email, SMS, messenger, or chatbot and get paid. You can accept payments from clients is now just a link away.
Payment Pages You get to take your store online with 0 codings. You can also accept international as well as domestic payments with automated payment receipts.
Smart Collect You generate virtual bank accounts and UPI-IDs on demand. And accept payments using NEFT, RTGS, IMPS, and UPI. you get notified for each incoming payment.
Subscription via Links You can now offer customers subscription plan with automated recurring transactions. This is built for automation.

4. Alternatives for Razorpay

  • Paypal
  • Stripe
  • Paytm
  • Recurly
  • Braintree
  • Adyen
  • Zuora
  • Chargify
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5. Summary for Razorpay

Razorpay is the most exciting payment method. The supported team is committed to the customers with a transparent working. In the Indian market, we can predict an excellent future for Razorpay. This platform works with banks and commercial giants.

Integration in Razorpay

For international eCommerce, this would be a mistake by underestimating the importance of Razorpay. This is an ePayment that has nothing to envy of PayPal.

Best Payment Gateways in India | Payment Gateways for Business
A payment gateway is a merchant service that connects the users’ bank account with the platform where the users need to transfer their money. A bank may provide payment gateway to its customers, there is also specialised financial service provider such as payment service provider which provides paym…


Paypal is the commonly used payment gateway for eCommerce. This is accepted by more than 203 countries. It supports visa, Mastercard, American Express, Citibank, and more.

Whereas Razorpay supports 50 plus banks for net banking. Businesses and freelancers can accept payments by Razorpay. This is the only payment solution provided in India. This offers a business for payment processing with a product suite.

I have tried giving you a complete overview of both the payment gateways. Try it out to get the best results for your business.

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About Sweta

Software engineer, ambitious, passion for writing & a happy go lucky girl!!
  • Bihar, India
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